Money-Saving Tips
Everyone would love to save money on their health care. Here are a few simple suggestions that could help you find the right plan, at the right price:
- Does your plan match your needs?
Take a moment to evaluate your current plan. If you suffer from a chronic condition, or if you are taking a large amount of prescription drugs, it might be worthwhile to switch to, or enroll in, a plan that offers the most protection—even if the premium is a little bit higher.
A fixed monthly amount is usually more manageable than lots of unexpected medical bills.
- Take advantage of preventive health and wellness services.
Many plans will include valuable health and wellness services, such as:- Cancer screenings
- Medication reviews with your pharmacists
- Health hotlines
Preventing a health problem, or catching it early, is the best way to keep yourself—and your budget—feeling great.
- Consider generic prescription drugs.
Many experts recommend considering a generic version of the prescription drugs you are taking. Generics are subject to the same review and safety processes that brand-name drugs are—and could cost a lot less.
If you don't have prescription drug benefits, the first step is to take a look at a Medicare plan that covers those costs. That could help you reduce your monthly bills.
- Living healthy can help keep you wealthy.
Making smart lifestyle choices—such as exercising on a regular basis and eating healthy, nutritious meals—will help keep you feeling well and make you less likely to suffer from costly health problems.
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