Disclaimer

The Insurance Store is a division of Bloom Insurance LLC. Available plans include but are not limited to Today's Options, offered through American Progressive Life and Health Insurance Company of New York, Pyramid Life Insurance Company and their affiliates, Medicare Private Fee-for-Service organizations that contract with the Centers for Medicare and Medicaid Services (CMS). Plan availability may vary by state and/or county. The person who will discuss plan options with you may be compensated based on your enrollment in a plan. Enrollment is conducted by licensed insurance agents who are certified to sell Medicare plans and contracted with the plan. Our plans are available to anyone enrolled in Part B and entitled to Part A of Medicare through age or disability who continues to pay any applicable Medicare premiums and lives in the service area. You must continue to pay your Medicare Part B premium. American Progressive and Pyramid Life and its agents are not connected in any way with the federal or state government or Medicare.

A Medicare Private Fee-for-Service plan works differently than a Medicare supplement plan. Your doctor or hospital must agree to accept the plan's terms and conditions prior to providing health care service to you, with the exception of emergencies. If your doctor or hospital does not agree to accept our payment terms and conditions, they may not provide health care services to you, except in emergencies. Providers can find the plan's terms and conditions on the provider tab of the website www.todaysoptions.com.

Legal Notice

American Progressive Life and Health Insurance Company of New York ("American Progressive"), a wholly-owned subsidiary of Universal American Financial Corp., will use all reasonable efforts to safeguard the confidentiality of identifiable information provided to it. The user acknowledges and agrees that the transmission and receipt of data via the Internet or through American Progressive's website cannot be made absolutely secure and that in no event shall American Progressive be liable for any damages, including, but not limited to, any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits or loss of data (even if American Progressive is advised of the possibility of such), without limitation, whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use or performance of this website or of any information transmitted from or to American Progressive via the Internet, the provision of or failure to provide services, or information available from the services provided by third parties.

This statement is not intended to create a contractual or legal right in or on behalf of any person or entity other than those expressly stated within this notice. The documents and related graphics published on this website may include technical inaccuracies or typographical errors. Changes are periodically added to the information herein. American Progressive may make improvements and changes in the content of this website and any products and the programs described herein at any time without notice.

This website contains intellectual property that is the sole property of American Progressive. Any use thereof, including, but not limited to, use of the American Progressive name or logo, without the express prior written consent of American Progressive, may result in legal action being taken. American Progressive and Today's Options are the federally registered trademarks and trade names of American Progressive. The American Progressive and Today's Options logos are protected by federal and state copyright laws. Other marks may be included or removed from this website at any time.

Further, the information contained in this website and its associated websites is provided as a service to the Internet community and American Progressive enrollees, prospective enrollees and the general public. Any information or forms contained in this website or any linked website does not constitute medical or legal advice. We try to provide quality information, but we make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to this website or its associated sites. As medical and legal advice must be tailored to the specific circumstances of each person, and the laws are constantly changing, nothing provided herein should be used as a substitute for the advice of a competent medical provider or attorney, and you are urged to consult with an appropriate professional for information specific to your needs.

Any rights not expressly granted herein are reserved.

Legal notice—Pyramid Life Insurance

The Pyramid Life Insurance Company ("Pyramid"), a wholly-owned subsidiary of Universal American Financial Corp., will use all reasonable efforts to safeguard the confidentiality of identifiable information provided to it. The user acknowledges and agrees that the transmission and receipt of data via the Internet or through Pyramid's website cannot be made absolutely secure and that in no event shall Pyramid be liable for any damages, including, but not limited to, any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits or loss of data (even if Pyramid is advised of the possibility of such), without limitation, whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use or performance of this website or of any information transmitted from or to Pyramid via the Internet, the provision of or failure to provide services, or information available from the services provided by third parties.

This statement is not intended to create a contractual or legal right in or on behalf of any person or entity other than those expressly stated within this notice. The documents and related graphics published on this website may include technical inaccuracies or typographical errors. Changes are periodically added to the information herein. Pyramid may make improvements and changes in the content of this website and any products and the programs described herein at any time without notice.

This website contains intellectual property that is the sole property of Pyramid. Any use thereof, including, but not limited to, use of the Pyramid name or logo, without the express prior written consent of Pyramid, may result in legal action being taken. Pyramid and Today's Options are the federally registered trademarks and trade names of Pyramid. The Pyramid and Today's Options logos are protected by federal and state copyright laws. Other marks may be included or removed from this website at any time.

Further, the information contained in this website and its associated websites is provided as a service to the Internet community and Pyramid enrollees, prospective enrollees and the general public. Any information or forms contained in this website or any linked website does not constitute medical or legal advice. We try to provide quality information, but we make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to this website or its associated sites, as medical and legal advice must be tailored to the specific circumstances of each person, and the laws are constantly changing, nothing provided herein should be used as a substitute for the advice of a competent medical provider or attorney, and you are urged to consult with an appropriate professional for information specific to your needs.

Any rights not expressly granted herein are reserved.

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